InstaCart The two Chase Ink cards I opened to pay for a new roof netted me $900 each in Chase points with no annual fee and 0% interest for 12 months. A perk I haven’t fully been using is the 3 month Instacart+ and a monthly $20 Instacart credit. Also, I just realized that despite […]
The Case for Chase: Is Sapphire Reserve Worth It Without Sign-Up Bonus?
Chase Sapphire ReserveAnnual Fee: $795 1. Hotel Edit Credit – $500/250/0It appears harder to use these credits than AmEx and limited to possibly only the priciest of options. Although, a Reddit thread does show some reasonable prices. 2. Travel Credit – $300/300/300A non-behavior altering, instant $300 value toward the $795 annual fee is a good place […]
American Express Platinum: Is It Worth the Annual Fee?
Reviewing the benefits and value I get from the AmEx Platinum. Is it worth keeping after the first year?
My Wisdom Teeth Experience
“I’m not excited about it either way.” That is what my oral surgeon said when I went in for my initial consultation. The dental professional consensus was basically my wisdom teeth would eventually have to come out and it was up to me if I just wanted to wait for an issue to arise (if […]
Will We Be Eligible For ACA Subsidies in 2026?
Currently, you lose eligibility for ACA subsidies if your household income is over 400% of the federal poverty level. If nothing changes with the current laws, the table below are the official numbers that will govern eligibility in 2026. Family Size 100% FPL (2025 Guideline) MAGI Hard Cutoff for 2026 1 Person $15,650 $62,600 2 […]
Penthouse Blues: Urban Parable (The FI Poem)
There once was a couple who did love their lifeIn no time at all, they were man and wifeThey sat on their porch outside their first floorBut by 4 o’clock, the sun was no moreThey both loved the sun, the warmth felt so niceWhen he mentioned they move, they didn’t think twiceAn upgrade’s in order, […]
The Power of Compound Interest
Despite being raised believing that Andre the Giant was the eighth wonder of the world, it turns out it was actually compound interest. I was fortunate to be smitten with it upon someone first showing an example of the difference in can make in meeting your retirement goals. In case there are those that have […]
What do I miss about going to work?
The picture above is the sweet poster my wife made me on my last day of work. What I Miss About Going to Work…hmm. If my last job had been working at CVS, the answer would be not a damn thing. However, my last full-time job and current per diem position actually does provide a […]
Time to Travel: Black Mountain, NC
In early October, just before leaf peeping season really got going, we went to Black Mountain, NC with a couple of high school friends that flew out from Indiana. Literally, the only people from high school that I have any contact with outside of simply watching their lives via Facebook and giving an occasional like. […]
Time to Travel: Welcome to the Travel Recap Series
We have always made time to travel. We like to do one group trip to the beach, one group trip to the mountains, a trip to see family, then either an international trip of some sort or a snowboarding trip, with other small trips here and there. But now we have the time to take […]