“I’m not excited about it either way.” That is what my oral surgeon said when I went in for my initial consultation. The dental professional consensus was basically my wisdom teeth would eventually have to come out and it was up to me if I just wanted to wait for an issue to arise (if […]
Will We Be Eligible For ACA Subsidies in 2026?
Currently, you lose eligibility for ACA subsidies if your household income is over 400% of the federal poverty level. If nothing changes with the current laws, the table below are the official numbers that will govern eligibility in 2026. Family Size 100% FPL (2025 Guideline) MAGI Hard Cutoff for 2026 1 Person $15,650 $62,600 2 […]
Zero Dollar Days (Day 3)
This feels like cheating to use something previously written, but I stumbled across a blog that I started to set up on Google sometime around 2018 called Zero Dollar Days. I liked the look of it better than this site to be honest. Anyway, this is the only thing I had written there: “It’s been […]
The IPA of Friendship (Day 2)
It’s inevitable after college that the people you spent most of your time with likely scatter across the country and you will realistically only get together a handful of times in the years that follow. High school friends are an extra layer of scatter away having already gone to different schools for college. Maintaining long […]
Time Still Marches On Faster Than I’d Like (day 1)
November already. Starting today, I will be posting something daily. Let’s call it a 30 day challenge. For some reason, I can have an extremely productive morning yet feel like I didn’t accomplish anything. One day last week, I went to the gym, went to Trader Joe’s, made chili, met friends for lunch all before […]
Gooooooooooaaallll, Goooooooooooaaalll, Goals?
I am a man in need of a plan. I do not thrive on freedom of choice and unlimited time without a plan already in place. I can bumble through the day without ever heading toward any one goal. I need to discover my planning time. The few weeks where I actually printed out a […]
September Time Well Spent
September has been wonderful. I’ve worked 3 shifts so far and it is now September 20th. I have 3 more to go this month. It cannot be understated how much I enjoy not having to go to work. One day a week is fine. One day every other week, even better. Megan and I have […]
First Free Week at Home – Midweek Check-in
On Monday, I accomplished the cleaning out of clothes. I don’t know that I utilized many of those seemingly helpful tips I found, although I know I kept a few 7’s that I wasn’t supposed to. Overall, I removed 3 trash bags of clothes. Not too shabby. Tuesday, we worked out super early, like we […]
Free Week At Home Finally
This is the first week I will actually be spending entirely in Charlotte without having to work. We had an awesome week traveling to Indiana two weeks ago then I worked three days last week. We went to visit family in Indy and got to partake in the 2025 back to school cycle, but now […]
Full-time Employment and Having Children Provide Purpose
SJ#072225Having a full-time job is similar to having children. Aside from a child being an actual full-time job, they both provide an immediate sense of purpose or sense of accomplishing something without having to think about it. It gives a baseline value to your existence. Now that I have neither, it is something I will […]